The First thing you need!Your Mortgage Lender should include a Lender’s Approval Letter showing you are qualified to move forward with a home purchase. When you find the right home, you Letter will put you in a Much Better Negotiating Position with the seller.
Best Mortgage Loans – You should also ask your Lender up front how you can apply a Home Buyer Rebate being offered if you choose a Realtor that offer such “Agent Commission Splits”. Home Buyer Rebates and other Incentives you may receive need to be disclosed to all parties in the transaction. Mortgage Lender Rebate Approval is usually quite easy in at least the 40-states and DC where real estate rebates are legal. Home Buyer Rebates can help make your Mortgage Loan the best. Rebates are typically shown on the Closing Documents as a Credit at closing. Rebates cannot be used toward the Down Payment but can be used for toward Lender Fees and other typical Buyer Closing Costs, however some restrictions may apply.
At Best Home Search and The Real Estate Savings Center Networks, we currently use Consumer Affairs Website to help our site visitors locate and compare Mortgage Lenders, Mortgage Brokers, and/or Online Lenders. Some of these Mortgage Lenders have Affiliate Realtors that may offer Home Buyer Rebates. This can mean bringing a lot less money to the closing table. A Home Buyer Rebate can be thousands of dollars if you shop around!
Importantly for Home Buyers, the IRS states Home Buyer Rebates are a cost associated with the purchase transaction and therefore non-Taxable to the Buyer.
For Example, this is how the United States Department of Justice lays out how Rebates work in the 40-States and DC where they are legal and available.
As a Home Buyer, you can request a Home Buyer Rebate and other savings by using the short and secure form below. It will come straight to my desk and it will not be shared. I will send you the names of any Highly qualified Realtors that also offer Rebates. Please allow a couple days for me to do my research for you. Thank you, Jay@TheRESC.com
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